It is a foregone conclusion that the block chain technology and with it the token economy will change the financial sector. In light of this realization, the reluctance of many banks is worrying. No bank can be expected to make the transition to block-chain infrastructures overnight. But they can certainly deal with it in depth. Starting with offering a business account for companies that perform token sales. Bank employees, especially those with customer contact, should at least have basic knowledge of crypto values. Banks could expand their ATMs to include payout and deposit functions for crypto currencies. On the whole, it is not a matter of coming around the corner with a perfect solution, but of taking the initiative and adapting to the structural change in the financial sector.